Our self-funded, Return of Premium programs are plans that put your health insurance premiums to work.
With fully insured health plans, all of your premium is paid to the insurance company. You do not have control over how that money is spent. You won't see any of those premium dollars again, even in years when your group's claims are less than expected.
Our Self-Funded, Return of Premium Programs are different.
Some of your monthly premium is used to run the daily administration of your plan, but portions of it are also used to pay your stop-loss insurance premium and to build
your claims funding account.
In years when claims are lower than expected, a portion of the difference between your group's anticipated and actual claims funding account are credited back to you and that adds up to significant savings, and money in your pocket.
Contact us today for a free assessment of your benefit plan and see how this unique program can save your business money.