Tax-Deductible
Contributions to the HSA are 100% deductible (up to the legal limit) — just like an IRA.
 

Tax-Free
Withdrawals to pay qualified medical expenses are never taxed.

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Tax-Deferred

Interest earnings accumulate tax-deferred, and if used to pay qualified medical expenses, are tax-free.

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HSA money is yours to keep!

Unlike a Flexible Spending Account, unused money in your HSA isn’t forfeited at the end of the year; it continues to grow, tax-deferred.